2023 in Review: Our Most Popular Articles and Key Insights

Reflecting on a Year of Timely Financial Wisdom and Market Analysis

I'll be the first to admit it - I don't particularly enjoy writing.

However, there's something about the past year that has compelled me to put pen to paper (or fingers to keyboard) and share my reflections with you.

When I encounter situations that question fundamental investment principles, I feel compelled to voice my concerns and address timely issues.

2023 had its share of moments.

I went back and handpicked the top three most read articles of the year.

I get that not everything I'm itching to talk about is directly relevant to your investment strategy.

That's why I am taking a step back to review.

This process helps us fine-tune our content to better match what you are looking for.

So thank you for reading and feel free to explore the most popular articles:

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Recap:

This is a masterclass for those who choose not to participate in recessions.

I wrote this back in February, when the fear in the commercial real estate market was at its highest. This was before the collapse of Silicon Valley Bank and analyst was looking for what could could potentially break under higher interest rates.

We adopted a contrarian perspective and explained our shift in opinion regarding the San Francisco commercial real estate (CRE) market. Initially, we held negative views, but our stance has since evolved.

We emphasized what financial discipline in practice looks like for my own life and then gave the multi decade perspective of real estate tycoon Han Hasson.

We chose to focus on leveraging opportunities in challenging times.

The article was well researched with independent data sources we had not found anywhere else.

My Favorite Quote:

To find real value in the middle of uncertainty it takes a unique perspective and a willingness to be resourceful and adapt.

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Recap:

Our second standout article of 2023 arrived at a pivotal moment back in March when financial security was top of mind, thanks to our friends at Silicon Valley Bank.

Instead of focusing on the problem, I chose to write about a solution.

In the months leading up, I had done my homework of understanding and building relationships with banking services on the IntraFi network.

The hours I spent reading deposit insurance technology patents in December did not go unwasted. (thankfully)

This put us at a unique advantage to talk about a lessor known topic of enhanced cash for our clients.

This piece delved into the strategies for maximizing large FDIC-insured deposits, offering guidance on protecting your assets while earning comparative attractive returns.

In hindsight, cash was obviously not the right move to make which we acknowledged at the time:

Longer term, we do not believe Silicon Valley Bank is a systemic risk and continue to invest in capital markets with secure cash solutions for our clients.

However, the overwhelming feedback I got from readers was positive. They appreciated the work and mentioned providing an available option was comfort enough.

With uncertainty in the air, this article provided a timely roadmap for a select few.

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Recap:

When the market tanks, my readers show up.

October was a particularly bad month.

In the midst of discussions about inflation and the role of central banks, this article took a deep dive into the dynamics of monetary policy.

I wrote this piece selfishly.

The feedback from one reader said I was writing “outside of my depth”.

I’ll be the first to admit, the article is clunky.

While obsessed with Japanese markets, I am no expert.

This was my first article where I used ChatGPT for statistical analysis.

Looking back, I cringe at some of the glaring holes in my argument, but the main premise rings true.

For equities, we are short term bullish, at least until the last money printer (Japan) runs out.

We dissected the implications of ongoing money printing from the Bank of Japan and its potential consequences.

It was a must-read for those seeking to understand the ever-evolving economic landscape.

We plan on continuing the write outside of our depth so that we can continue expanding our understanding and sharing insights with our readers, even when the subject matter challenges our expertise.

Who knows, we might even bring back the guest writer series too.

While the feedback on this particular article may have pointed out some shortcomings, we value the learning process and the opportunity to refine our perspectives. Our commitment remains strong, and we'll keep delving into complex topics, striving to provide valuable insights into the dynamic world of finance and economics.

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And that’s a wrap.

Thank you for being an integral part of our journey, and we eagerly anticipate another year of growth and shared learning.

Important Disclosures Here

Best,

Darin Tuttle, CFA

This is not investment advice. Do your own due diligence. I make no representation, warranty or undertaking, express or implied, as to the accuracy, reliability, completeness, or reasonableness of the information contained in this report. Any assumptions, opinions and estimates expressed in this report constitute my judgment as of the date thereof and is subject to change without notice. Any projections contained in the report are based on a number of assumptions as to market conditions. There is no guarantee that projected outcomes will be achieved.

Neither the publisher nor any of its affiliates accepts any liability whatsoever for any direct or consequential loss howsoever arising, directly or indirectly, from any use of the information contained herein.

Unless there is a signed Investment Management or Financial Planning Agreement by both parties, Tuttle Ventures is not acting as your financial advisor or in any fiduciary capacity.